Posts from: Buyers
Sorry, nothing to show here.
Buying a home in Hot Springs Village, Arkansas, is more than a real estate decision. For many people, it is a lifestyle decision.
You can expect a home inspector to evaluate these nine areas or systems.Structure The home’s “skeleton” should be able to stand up to weather, gravity, and the earth that surrounds it. Structural components include items such as the foundation and the framing.…
A credit score above 620 is generally considered desirable for obtaining a mortgage.An individual's credit score typically ranges from 300 to 850 with scores above 620 considered desirable for obtaining a mortgage. Buyers may qualify for an FHA loan with a score…
Residential property appraisals are conducted by licensed residential or certified residential appraisers to help the lender ensure the purchase price is in line with the property’s value. An appraisal may or may not require an in-person visit. Appraisers also conduct…
What Is Title Insurance?A home’s title may be one of the lesser-known details in a real estate transaction, but it can cause a home sale to fall apart. Ask any real estate agent whose client has tried to close on a home without a “free and clear” title—meaning the…
You'll walk away from the closing table with a big stack of papers. Know what to file away for future reference. Loan estimate Your lender is required to provide you with this three-page document within three business days of receiving your loan application. It will show…
Learn about health risks and how to recognize them. Radon A colorless, odorless gas that can seep into your home from the ground, radon is often referred to as the second most common cause of lung cancer behind smoking. It more prevalent in some parts of the country than…
Loan terms, rates and products can vary significantly from one company to the next. Loan terms, rates, and products can vary significantly from one company to the next. When shopping around, these are questions that can help you determine the best lender and…
Before you purchase a condo, contact the condo board ahead of time to learn how responsive and organized its members are and be alerted to potential problems. Make sure you read documents about the condo association and have an attorney review them. Here are pertinent…
Real estate portal sites generally offer information on a property's annual taxes. But it's a good idea to verify this information with your real estate agent and the sellers.What is the assessed value of the property? Assessed value is generally less than market…
Buying within condo or townhome community generally offers certain perks, but it’s important to know what you’re getting into before you make the leap. Consider these questions in your decision-making process. How much storage is available? Some properties include…
Where you live should reflect your lifestyle. These questions will help you find the best community for you.Editor's Note:This article is based on interviews with REALTORS®. For official NAR guidance, see Article 10 of the REALTOR® Code of Ethics, Real Estate…
